Current Share Rates
SHARE SAVINGS
Effective as of 07/02/10
Dividend Rate
APY*
Balance under $2,000 
0.10%
0.10%
Balance $2,000 to $4,999.99
0.15%
0.15%
Balance Over $5,000 to $9,999.99
0.20%
0.20%
Balance Over $10,000 to $19,999.99
0.25%
0.25%
Balance Over $20,000
0.30%
0.30%
*APY is the Annual Percentage Yield.


HOLIDAY CLUB
Effective as of 07/02/10
Dividend Rate
APY*
 
1.00%
1.00%


MONEY MARKET
Effective as of 07/02/10
Dividend Rate
APY*
Less Than $2,000.00
0.00%
0.00%
$2,000.00-$9,999.99
0.60%
0.60%
$10,000.00 - $19,999.99
0.75%
0.75%
$20,000 - $49,999.99
0.90%
0.90%
$50,000 and up
1.04%
1.05%


FREE DIRECT CHECKING
Effective as of 07/02/10
Dividend Rate
APY*
Balances Less Than $3,000.00
0.10%
0.10%
Balances $3,000.00-$24,999.99
0.25%
0.25%
Balances $25,000.00 - $49,999.99
0.40%
0.40%
Balances $50,000 - $74,999.99
0.60%
0.60%
Balances $75,000 & Up
0.85%
0.85%


CERTIFICATES
Effective as of 07/02/10
Dividend Rate
APY*
03 Month ($250 Minimum Deposit)

0.65%

0.65%

06 Month ($250 Minimum Deposit)
0.95%
0.95%
09 Month ($250 Minimum Deposit)
1.09%
1.10%
12 Month ($250 Minimum Deposit)
1.19%
1.20%
18 Month ($250 Minimum Deposit)
1.24%
1.25%
24 Month ($250 Minimum Deposit)
1.69%
1.70%
30 Month ($250 Minimum Deposit)

1.74%

1.75%

36 Month ($250 Minimum Deposit)
2.28%
2.30%
42 Month ($250 Minimum Deposit)

2.37%

2.40%

48 Month ($250 Minimum Deposit)

2.47%

2.50%

60 Month ($250 Minimum Deposit)

2.76%

2.80%

120 Month ($250 Minimum Deposit)

3.06%

3.10%

8 Month New Money Step Up-Guaranteed Rate CD (10,000 Minimum Deposit)

This CD pays a rate of 0.90% for the first four months and then the rate will step up to 2.00% for the  last four months for a combined APY of 1.45%.  This special offer is for new deposits only.  Funds already on deposit with the credit union can not be rolled over into this CD.  Contact the credit union for complete details.                      

*APY is the Annual Percentage Yield.

Higher yields available on balances greater than $10,000. Contact Us for details.



IRA CERTIFICATES
Effective as of 07/02/10
Dividend Rate
APY*
12 Months ($250 Minimum Deposit)
1.44%
1.45%
24 Month ($250 Minimum Deposit)
1.93%
1.95%
36 Month ($250 Minimum Deposit)
2.52%
2.55%
48 Month ($250 Minimum Deposit)
2.72%
2.75%

Other rates and terms available. Contact Us for details.