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| *APR = Annual Percentage Rate. The limited time promotional balance transfer rate is 4.90% for VISA Gold or 9.90% for VISA Classic based on review of application and credit history. Purchases and cash advances will remain at the standard variable APR of 9.90% for VISA Gold cards and 14.88% for VISA Classic cards. Promotional period ends 12/31/08. After this date, the standard variable purchase rate of 9.90% for VISA Gold or 14.88% for VISA Classic will be applied to any remaining balance transfer amount. However, if you default under any Card Agreement that you have with us, we may automatically increase the rate on all balances (including any promotional balances) to a variable default rate of 13.90% for VISA Gold or 18.90% for VISA Classic cards. You must continue to make payments required by the terms of the account from which you are transferring a balance. USA One National Credit Union is not responsible for any late fees or finance charges assessed by your creditors. When you transfer balances, finance charges will accrue from the transaction date, and are processed as cash advances. If the amount of your transfer would cause your balance on this account to exceed your credit limit, then the portion of the transfer that would bring your balance up to your credit limit will be made. |
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