(Effective January 1, 2010)
The following fees may be assessed against your account and the following transaction limitations, if any, apply to our account:
| FEES PERTAINING TO SHARE ACCOUNTS |
| Low Share fee |
$8.00 |
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| Non-Sufficient Funds (NSF) * |
$29.00 per item |
Fresh Start Monthly Maintenance |
$5.00 |
| ACH Debit Return |
$29.00 per item |
Holiday Club Early Withdrawal |
$5.00 per withdrawal |
| Debit Card Overdraft * |
$29.00 per item |
Return Item |
$20.00 per item |
| Collection Item |
$15.00 per item |
ACH Stop payment fee |
$29.00 per item |
| Dormant Account Fee |
$10.00 per year |
Account history |
$1.00 per printout |
| Stop Payment |
$29.00 per item |
Account Research |
$15.00 per hour |
| Excess Transaction Fee (Money Market Accounts only) |
$5.00 |
Draft (Check) Reorder |
Price varies - depends on style ordered |
| Telephone Withdrawals |
One withdrawal per month is free, each additional is $1.00 |
Daily Debit Card Purchasing Limit |
Free and Free Direct Checking $2,500 per 24 hours. Fresh Start Checking $300 per 24 hours |
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| FEES PERTAINING TO ATM/DEBIT CARDHOLDERS |
| PIN Reminder |
$3.00 per occurrence |
Replacement Card(s) |
$7.00 per card |
| ATM transaction from any STAR Network |
$1.00 per transaction |
ATM transaction from any CIRRUS Network |
$2.00 per transaction |
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| FEES PERTAINING TO VISA CARDHOLDERS |
| VISA Payment Processing Fee |
$15.00 per occurrence |
VISA Card Replacement Fee |
$5.00 per card |
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| MISCELLANEOUS FEES |
| Money order |
$2.00 each |
Overnight/Express mail |
$20.00 |
| Certified Check |
$1.00 each |
Check by phone payments |
$15.00 |
| Check Copies |
$3.00 per check |
Returned Mail |
$5.00 per occurrence |
| VISA Gift Cards |
$3.00 per card |
Statement Copies |
$3.00 per statement |
| Fast Cash Solution Loan fee |
$30.00 per occurrence |
Rewrite Loan fee |
$30.00 per occurrence |
| Workout Loan Fee |
$50.00 |
Mortgage Modification Fee |
$150.00 |
| Western Union |
$25.00 per transaction |
Loews Movie Passes |
up to $7.50 per pass |
| Outgoing Domestic Wires |
$20.00 per transaction |
Great America Tickets |
Ask for current pricing |
| Outgoing International Wires |
$45.00 per transaction plus cost |
Non-member check cashing fee (Checks Drawn On Us) |
$10.00 per item |
| Incoming Wires |
No Charge |
Citation/Levy Processing Fee |
$25.00 per order |
| Priority Mail |
$10.00 |
Federal Express |
$20.00 |
| Fax Fee |
$1.00 per fax |
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| Overdraft Protection (ODP) * |
| Pricing Structure Per Transaction Fee Per Calendar Year |
| 1st ODP Transaction |
$15.00 per occurrence |
| 2nd – 5th ODP Transaction |
$27.00 per occurrence |
| 6th – greater ODP Transaction |
$36.00 per occurrence |
* The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, in-person withdrawal, ATM withdrawal, or other electionic means.
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