Current Share Rates
SHARE SAVINGS
Effective as of 01/01/12
Dividend Rate
APY*
Balances Between $0.01 to $4,999.99
0.10%
0.10%
Balances Between $5,000 to $9,999.99
0.15%
0.15%
Balances Between $10,000 to $19,999.99
0.20%
0.20%
Balances Over $20,000
0.25%
0.25%
*APY is the Annual Percentage Yield.


HOLIDAY CLUB
Effective as of 01/01/12
Dividend Rate
APY*
0.25%
0.25%


MONEY MARKET
Effective as of 01/01/12
Dividend Rate
APY*
Balances Between $0.01 - $1,999.99
0.00%
0.00%
Balances Between $2,000.00-$9,999.99
0.40%
0.40%
Balances Between $10,000.00 - $19,999.99
0.50%
0.50%
Balances Between $20,000 - $49,999.99
0.65%
0.65%
Balances Over $50,000
0.85%
0.85%


PREMIER CHECKING
Effective as of 01/01/12
Dividend Rate
APY*
$0.01 - $15,000
3.00%
3.00%
Over $15,000
0.50%
0.50%
Click here for complete details


FREE DIRECT CHECKING
Effective as of 01/01/12
Dividend Rate
APY*
Balances Less Than $3,000.00
0.05%
0.05%
Balances $3,000.00-$24,999.99
0.15%
0.15%
Balances $25,000.00 - $49,999.99
0.30%
0.30%
Balances $50,000 - $74,999.99
0.50%
0.50%
Balances over $75,000 
0.75%
0.75%


CERTIFICATES
Effective as of 02/03/12 Dividend
Rate
APY*
03 Month

0.15%

0.15%

06 Month
0.30%
0.30%
09 Month
0.35%
0.35%
12 Month
0.60%
0.60%
18 Month
0.50%
0.50%
24 Month
0.80%
0.80%
30 Month

0.95%

0.95%

36 Month
1.19%
1.20%
42 Month

1.05%

1.05%

48 Month

1.14%

1.15%

60 Month

1.49%

1.50%

120 Month

1.49%

1.50%

*APY is the Annual Percentage Yield.



IRA CERTIFICATES
Effective as of 02/03/12 Dividend
Rate
APY*
03 Month

0.15%

0.15%

06 Month
0.30%
0.30%
09 Month
0.35%
0.35%
12 Month
0.60%
0.60%
18 Month
0.50%
0.50%
24 Month
0.80%
0.80%
30 Month

0.95%

0.95%

36 Month
1.19%
1.20%
42 Month

1.05%

1.05%

48 Month

1.14%

1.15%

60 Month

1.49%

1.50%

120 Month

1.49%

1.50%

*APY is the Annual Percentage Yield.