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Visa Credit Cards

Great low rates are just the beginning. Lots of financial institutions lure you in with low
introductory rates, then raise them six months down the road. With USA One Credit Union Visa Credit Cards, you’ll get the best fixed rate around. And we don’t have gimmicky rewards programs that make you jump through hoops. But our cards are plenty rewarding. Use the interactive chart below to see how they stack up against other credit cards.

Click on any card below to see how it compares with the USA One Visa Platinum Card

Current Comparison
Blue from American Express®
Blue from American Express®
Current Comparison
Blue from American Express®
Bank of America BankAmericard Visa®
Current Comparison
Blue from American Express®
Capital One Venture™ Card
Current Comparison
Blue from American Express®
Chase Freedom Card
Current Comparison
Blue from American Express®
Citibank Platinum Select® Mastercard®
Current Comparison
Blue from American Express®
Discover® More Card
  USA One Visa® Platinum  
Rate for Purchases* 9.90% APR  
Rewards Program* No  
Annual Fee* None  
Balance Transfers* $5.00 per check
(9.90% APR)
 
Cash Advance* No Fee, 13.90% APR  
Foreign Transaction Fee* None  
Additional Card Benefits

Common carrier travel accident insurance ($1 million limit)

Auto rental CDW. Eliminates need to pay for collision damage waiver or similar provision provided by car rental companies

Emergency benefits: Card replacement, Cash dispursement, Lost and stolen card reporting, cardholder inquiry service

Cell phone protection for damage or theft

Roadside dispatch-tow, locksmith, tire change, fuel delivery, winching - $59.95

TEAS: Pre-trip assistance, medical referral assistance, emergency transportation assistance, emergency message relay service, assistance prescription and valuable document delivery arrangements, legal referral assitance, emergency ticket replacement, lost luggage locator, translation service

Purchase security & extended protection

Return protection

Year-end summary

 

Three credit cards, to fit the way you live. We offer three different Visa credit cards—one is sure to be tailored to your needs:

Feature Visa Platinum Visa Gold Visa Classic
Fixed Interest Rate 9.90% APR* 14.88% APR* 16.80% APR*
Annual Fee None None $50
Cash Advance Fee 13.90% APR* 18.88% APR* 20.80% APR*
Balance Transfer Fee $5 per check $5 per check $5 per check

Balance transfers could lower your monthly payments. Got a high-interest credit card with another institution? Transfer your balance to a USA One Visa Credit Card and lower your finance charges.

Apply Today! Call (708) 679-9500, visit your USA One Credit Union branch or download an application today.

*APR = Annual Percentage Rate. USA One Credit Union Visa® Credit Card rates are current as of 6/28/11. Rates are subject to change.

**Credit card information for Blue from American Express®, Bank of America BankAmericard® Visa®, Capital One VentureSM Card, Chase® Freedom® Card, Citi® Platinum Select® MasterCard® and Discover® More Card has been obtained through the card issuer websites and is current as of 6/28/11.

Blue from American Express® is a registered trademark of American Express Company. BankAmericard® Visa® is a registered trademark of Bank of America Corporation. Capital One VentureSM Card is a registered service mark of Capital One. Chase® Freedom® Card is a registered trademark of JP Morgan Chase & Co. Citi® Platinum Select® MasterCard® is a registered trademark of Citigroup Inc. Discover® More Card is a registered trademark of Discover Bank.