At USA One, we offer the Smart Option.

If you've got a college-bound student and need some financial assistance, USA One Credit Union is ready to help, with the Smart Option Student Loan. It helps students save money, pay off their student loans faster and build credit.

We've partnered with Sallie Mae to offer student loans with lots of benefits and lots of ways to save:

• Competitive rates on loans for attending degree-granting institutions
• Get even lower loan rates with a creditworthy cosigner
• Borrow what you need—up to 100% of your education costs
• Payment options—Defer payments until later or earn rewards for making small monthly payments while in school; you'll save 10% to 20% on your loan if you do
• Join Upromise® for free, and earn rewards when you shop online, eat out, buy gas, and more
• Smart Reward—earn 2% of your scheduled monthly payment as a reward in your Upromise account when you make payments on time while in school
• Use your Upromise rewards to pay down your loan, pay for books and other school expenses or put them in a high-yield Sallie Mae savings account

Find out more about the Smart Option Student Loan. Visit the Sallie Mae Smart Option Student Loan website.