For most of us, our homes are our single largest asset, and the mortgage is the single largest debt. That is why it is so important to get the best mortgage, and that means more than just a low rate. USA One Credit Union understands that, so we offer not only competitively low rates, but also features and options that let you maximize your investment. Your mortgage should help you reach your personal financial goals.

Maximum Loan Amounts to $825,000

Refinance up to 90% of value of your home

Refinance up to 65% on investment properties

Cash out for Debt Consolidation

• Home Improvement
• Educational expenses
• Auto purchases or vacations

Choose payment plans that fit your finances

• Payroll deduction
• Bi- weekly
• Monthly

Relaxed Credit Standard Program Available

Choose a Term that is comfortable for your budget

• Fixed rates from 5 to 30 yrs
• Adjustable rates from 2 to 30yrs
• 5 year Fixed rate balloon with conversion options