IMPROVE YOUR CREDIT SCORE WITH OUR CREDIT BUILDER PROGRAM

A good credit history is vital to your financial health. But how can you build one if you have experienced poor payment history or have no credit history at all? At USA One Credit Union, our Credit Builder Program can help improve your credit score in as little as six months.

Credit Builder is a combination low-interest loan and savings program that helps you establish a good payment history, an important step in building a higher credit score. You borrow from $250 to $600 for six to 12 months. The money is placed in a CD for you and earns interest. When you make your final payment, you can withdraw the funds to use or leave them invested in a CD. By the end of the Credit Builder Program you should see an improved credit score (based on your payment history) and you’ll have a jump start on savings.

Pay yourself first. When you make your monthly payments of as little as $42.23, you’ll also build a habit of putting something aside each paycheck. “Paying yourself first” is a great habit for building a brighter future. Find out more about the Credit Builder Program and how it can help you. Call or visit your USA One Credit Union branch in Matteson or Bensenville, Illinois today.