Auto Loans

We can help you find a great car,
finance it and protect it!

Find a reliable vehicle, a reliable dealer. At our Auto Research Center, you’ll find tips and advice to help you get the right wheels for you. Locate new and used vehicles and dealers near you, check auto reviews, vehicle history, trade-in values and more!

Get a great deal on a loan. With some of the lowest rates in town and terms up to 72 months, you’ll always get a great deal at USA One:

  • Quick approval and turnaround
  • Get pre-approved for better bargaining power
  • Rate-reducing options—0.25%* discounts for automatic repayment from any account
  • Check our current Loan Rates

Refinance an existing vehicle loan and receive $50**. Lower your monthly payments—or shorten the term of your loan to save hundreds of dollars in the long run. Plus, we will give you $50 as a thank-you for refinancing with us.

Protect your investment. We can help protect your vehicle, with Members® Auto Insurance and our Extended Warranty Program. And we can protect your payments and credit history, with GAP Protection and Debt Protection Coverage.

*Discounts are not available for borrowers with A+ credit.  **This offer does not apply for vehicles currently financed with USA One Credit Union. The $50 will be deposited into your required USA One savings account at the time the loan is booked. Limited time offer.