Debt Protection

AUTO LOAN PAYMENT PROTECTION:

WE'VE GOT YOU COVERED

We know that sometimes, unforseen incidents can make paying your loan on time hard- or even impossible.  So we now offer a low-cost debt protection plant that can cancel some or all of your monthly loan payments during critical periods.  We have three options to choose from and you can choose to cover the primary borrower or both the primary and co-borrower.

  • Protection in the event of death- cancels all future loan payments upon death of a covered borrower.
  • Protection in the event of a disability which leaves you unable to work.  This protection cancels up to six monthly loan payments while the covered borrower recuperates.
  • Protection in the event of involuntary unemployment.  This protection will cancel up to three loan payments leaving the covered borrower with peace of mind that their loan payments willb e made while seeking new employment.

There are three plans to choose from:

  • PLAN ONE: Provides protection in the event of death disability and/or involuntary unemployment.
  • PLAN TWO: Provides protection in the event of death and/or disability.
  • PLAN THREE: Provides protection in the event of death

Ad added Benefit for our Members

USA One is always looking for ways to help our members.  This product not only provides our members with peace of mind that their loan payments willb e made, it also helps to protect your family, assets and credit score.  This is just another way for us to show our dedication to your financial well-being!

Call a loan officer at 708.679.9500 for more details or click here to email us.

 

Disclosure

This product is optional- Your purchase of debt protection is optional.  Whther or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.

Additional Disclosures- We will give you additional information before you are required to pay for debt protection.  This information will include a copy of the contract containing the terms and conditions of debt protection.

Eligibility of requirements, conditions, and exclusions- There are eligibility requirements, conditions, and exclusions that could prevent you from debt protection benefits.  You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program.