Our savings accounts can help you establish an emergency fund, save for your first home, prepare for retirement or work towards short or long term goals. While earning competitive dividends, each account is insured up to $250,000 so you can save with confidence. In addition to a traditional Savings account, we offer a wide variety of savings plans including Share Certificates, money markets, IRA’s and "special purpose" accounts to help you save for your own special goals such as a vacation, a new roof or holiday expenses.

Maybe it's a little like exercise, but following a consistent savings plan over time will help you feel better, stronger and more in control of your financial health.

• Share (Savings) Account This is your statement savings account that gives you easy access to your funds. It’s also your basic credit union membership account. Starting your membership is easy. All it takes is an initial $25 deposit into your share savings account.
• Share Certificates (Certificate of Deposit) Offers a secure investment with premium rates and varying terms, providing flexibility for your sort and long-term investment goals. Our Certificates of Deposit start at a minimum balance of $250.
• Money Market Offers a safe flexible way to save. You can withdraw funds from your account at any time, yet still earn an interest rate that is higher than a regular savings. The more you deposit, the more you earn!
• Holiday Club Allows you to make small deposits all year to accumulate earned interest and a cash reserve for the holiday season
• Kids Club Helps you kids develop smart money habits while making it fun and easy. Kids even earn rewards just for saving. As a member of USA One, you can open an account for your child, grandchild, niece or nephew, and you can do it with as little as one dollar! Open to savers 17 and under

Be sure to check out our Savings Calculators to ensure you're setting enough aside.