IRA Share Certificates

Minimum Balance $250 for Traditional & Roth.  No minimum for Coverdell ESA.

IRA Share Certificates are available as Traditional, Roth or Coverdell ESA and offer competitive rates and friendly terms. Choose from terms of 1, 2, 3, or 5 years. Dividends on IRA Certificates are calculated daily and are compounded quarterly and at maturity.

The penalties for early certificate withdrawal are the loss of up to 180 days dividends on the original certificate amount, plus any additional penalties and withholding requirements that may apply, in accordance with IRA regulations and IRS law.