Checking Accounts

Checking With Benefits

USA One Credit Union accounts are designed to make managing your money easy. For easy access to your money wherever or whenever you need it, look no further than USA One!

We offer three different types of checking accounts to meet the needs of our members:

Free Direct Checking Free Checking Fresh Start Checking
No minimum balance required checkmark checkmark checkmark
No per Check Fees checkmark checkmark checkmark
Free Debit Card checkmark checkmark checkmark
Free ATM transactions in the CO-OP Network checkmark checkmark checkmark
Free Online Banking checkmark checkmark checkmark
Free Online Bill Pay checkmark checkmark
No monthly service charge checkmark checkmark
Overdraft Protection is available checkmark checkmark
Five Free ATM transactions each month checkmark
Free box of standard checks annually checkmark
Earns interst on entire balance checkmark

 

With Overdraft Protection you’ll never bounce again!

There’s nothing more embarrassing than a bounced check. With our overdraft protection you’ll never bounce again!

Overdraft protection covers your inadvertent overdrafts (up to $500), without the merchant ever knowing*. It gives you security and peace of mind, even when your account balance is a little too close for comfort.