About Membership

 

USA One Credit Union is a full service financial institution. We offer all the products and services you need for daily money management and comprehensive financial planning — and then we go a step further!  As a cooperative, not-for-profit financial institution, we are owned and operated by our members. Our mission is to meet your needs with a combination of high tech convenience and friendly, personalized customer service.  At USA One, our goal is to be your financial partner for life. We are happy to welcome you to our credit union "family".

 

USA One offers a full range of financial management tools as well as a comprehensive line-up of products and member-oriented services. We keep the members’ best interest in mind with lower loan rates, higher savings rate and "low/no" fee deposit and loan programs. Whether a member moves or changes jobs…. once a member always a member!

 

Individuals are eligible to become a member of USA One by meeting one of the following criteria:

  • An employee at one of the 400 organizations / SEGs (Select Employee Group) we serve
  • Family members of an existing member, regardless of residence status
  • Individuals who reside or work within our Field of Membership.

Once you join USA One, your entire family is automatically eligible for membership. This includes your spouse, parents, grandparents, siblings, aunts and uncles, nephews and nieces, children, stepchildren and grandchildren. We offer products and services for every stage of life, and we’re happy to welcome members of all ages.

 

USA One wants to be your financial institution of choice. With a $25.00 initial deposit into a savings account*, you can take advantage of all USA One's great products and personalized service. If you have any questions, please do not hesitate to call us directly at (708) 679-9500.

 

*After 3 months a minimum balance of $100.00 is required and after 6 months a minimum balance of $200.00 is required. (A $8.00 Monthly Low Share Balance Fee will be assessed if the Share balance falls below the required minimum at any time during the month. If you have an opened loan (excluding Fast Cash Solution Loan) Free Direct Checking Account (98) or a Money Market Account, CD or IRA with a balance of $250 or more you will not be charged a low-share balance fee)