Checking with Benefits

Checking accounts at USA One Credit Union are designed to make managing your money easy. To access your money whenever and wherever you need it, look no further than USA One Credit Union!

We offer four different types of checking accounts to meet the financial needs of our members:

	Free Direct Checking	Free Checking	Fresh Start Checking
No minimum balance required
No per Check Fees
Free Debit Card
Free Online Banking
Free Online Bill Pay
Overdraft Protection is available
Free box of standard checks annually
Monthly service charge	none	none	$5
Free USA One ATM/Debit transactions a month	5 per month
Earns interest on entire balance	Up to .75%

Get totally secure checking. When you get a checking account with USA One Credit Union, we offer security and peace of mind through Overdraft Protection*. Available for most of our checking accounts, Overdraft Protection is a financial service that ensures you’ll never bounce a check again. At USA One Credit Union, our Overdraft Protection covers your inadvertent overdrafts up to $500 without the merchant ever knowing it.

Not sure where to find an ATM? Even if you’re not close to a USA One Credit Union branch, you are close to an ATM**! Locate one near you though our ATM locator, iPhone Application, Text Messaging or GPS Service.

Not close to a USA One Credit Union branch – We are part of the Shared Branching network, which allows our members to perform various transactions at Shared Branching locations. To find a Shared Branching near you please search the branch locator.

*Up to $500, available to members in good standing. This is a courtesy account, and USA One reserves the right to revoke this privilege at any time. A fee will be assessed for each item overdrawn. New members are eligible to participate after 90 days. Not available for Fresh Start Checking. ** Additional ATM fees may apply. CO-OP Network only waives ATM owner fees.