It just makes sense to let us do your homework for you. Get the cash to pay off high cost non-deducible credit card debts, make home repairs and improvements or just take that well deserved vacation. USA One Credit Union offers fixed or adjustable rates up to 80% of the value of your home.  To apply for a Home Equity loan simply print the loan application  and submit it to us via mail.  You can also fax the application to 708.679.9069.