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*APR = Annual Percentage Rate. The limited time promotional
balance transfer rate is 4.90% for VISA Gold or 9.90%
for VISA Classic based on review of application and
credit history. Purchases and cash advances will remain
at the standard variable APR of 9.90% for VISA Gold
cards and 14.88% for VISA Classic cards. Promotional
period ends 12/31/08. After this date, the standard
variable purchase rate of 9.90% for VISA Gold or 14.88%
for VISA Classic will be applied to any remaining balance
transfer amount. However, if you default under any
Card Agreement that you have with us, we may automatically
increase the rate on all balances (including any promotional
balances) to a variable default rate of 13.90% for
VISA Gold or 18.90% for VISA Classic cards. You must
continue to make payments required by the terms of
the account from which you are transferring a balance.
USA One National Credit Union is not responsible for
any late fees or finance charges assessed by your creditors.
When you transfer balances, finance charges will accrue
from the transaction date, and are processed as cash
advances. If the amount of your transfer would cause
your balance on this account to exceed your credit
limit, then the portion of the transfer that would
bring your balance up to your credit limit will be
made. |
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